Rates Loan Application Atm Locator
  • New Auto Loans
  • Used Auto Loans
  • Home Loans
  • New RV/Boats
  • Used RV/Boats
  • New/Used Motorcycle
  • Share Secured/ Certificate Secured
  • Credit Cards
  • All Loan Rates

New Auto Loan Rates as of January 1, 2010


Financed

Term

APR*

Monthly Payment
($15,000 loan)**

Up to 100%

5 yrs.

as low as 5.25 %

$ 189.75

Up to 100%

6 yrs.

as low as 5.75 %

$ 164.45

Up to 100%

7 yrs.

as low as 6.25 %

$ 147.19

*All Annual Percentage Rates (APRs) shown above include .75% discount for Automatic Payment from Checking or Savings and your Membership Rewards Program Platinum Discount. Some restrictions may apply. Loan approval subject to credit and income evaluation.
100% new car financing includes tax, license, mechanical breakdown insurance, extended warranty and guaranteed auto protection (GAP). Other financing assumes down payment or trade-in for balance of purchase price.
Other rate programs available. Rates for refinanced loans slightly higher.
** All payments are based on a $15,000 loan amount APR=Annual Percentage Rate.

Used Auto Loan Rates as of January 1, 2010


Financed

Term

APR*

Monthly Payment**

Up to 100%
Retail Value
( 2006 or newer)

Up to 5 yrs.

as low as 5.25 %

$ 189.75

6 yrs.

as low as 5.75 %

$ 164.45

Up to 100%
Wholesale value
( 2005 or older)

Up to 5 yrs.

as low as 6.25 %

$ 194.36

*All Annual Percentage Rates (APRs) shown above include .75% discount for Automatic Payment from Checking or Savings and your Membership Rewards Program Platinum Discount. Some restrictions may apply. Loan approval subject to credit and income evaluation.
Other rate programs available. Rates for refinanced loans slightly higher.
** All payments are based on a $15,000 loan amount APR=Annual Percentage Rate.

Home Loan Rates as of March 3, 2010


Home Equity Line of Credit

Variable - 11th district cost of funds +3%

First Trust Deed Loan

Call Cindy in our Loan Department at
909-986-4552 or 626-968-9329 ext. 231

Second Trust Deed Loan

80% loan to value 1% loan fee for 15 year loan Documentation fee: $100

New RV/Boats Rates as of March 3, 2010


New RV/Boats

Rates from 7.25% APR* to 15.25% APR*

Terms from 60 months to 120 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Rates are subject to change without notice. Up to 90% financing includes tax and license.

Used RV/Boats Rates as of March 3, 2010


Used RV/Boats

Rates from 7.75% APR* to 15.75% APR*

Terms from 60 months to 120 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Used RV/Boat financing is available up to 90% book value on model year 2004 or newer. Rates are subject to change without notice.

New/Used Motorcycle Rates as of March 3, 2010


New/Used Motorcycle

Rates from 7.75% APR*to 13.75% APR*

Terms from 36 months to 60 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Up to 90% financing is available. Rates are subject to change without notice.

Other Loan Rates as of March 3, 2010


Share Secured

Rate:

4.50% APR

Certificate Secured

Rate:

3.00% over the current CD rate

Signature Loans

Rate:

10.25% - 18.00% APR

Credit Card Rates as of March 3, 2010


VISA I

Rate:

18.00% APR Cash advance: 18.00% APR

VISA Classic

Rate:

14.75% APR Cash advance: 16.00% APR

VISA Advantage

Rate:

13.75% APR Cash advance: 16.00% APR

VISA Gold

Rate:

10.90% APR Cash advance: 12.00% APR

VISA Platinum

Rate:

9.90% APR Cash advance: 9.90% APR

All rates are based on approved credit. Some discounts apply. Rates subject to change. Contact Us