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  • Regular Savings
  • Christmas Club Savings
  • IRAs
  • Money Market Checking
  • 6 Month Certificates
  • 1 and 2 Year Certificates
  • 3 and 5 Year Certificates
  • IRA Certificates
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Regular Savings Rates as of March 3, 2010


Minimum Balance

Dividend Rate**

APY**

Rate Changes

TIER I

$5-$4,999

.25%

.25%

Quarterly

TIER II

$5,000 - $9,999

.30%

.30%

Quarterly

TIER III

$10,000+

.35%

.35%

Quarterly

NOTE: Dividends declared and paid quarterly, except Money Market Checking, and are paid from available earnings. Rates are subject to change as determined by the Board of Directors. Refer to Truth-in Savings disclosure available at each office for specific terms.

**Rate and APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

Christmas Club Savings Rates as of March 3, 2010


Minimum Balance

Dividend Rate**

APY**

Rate Changes

TIER I

$5-$4,999

.25%

.25%

Quarterly

TIER II

$5,000 - $9,999

.30%

.30%

Quarterly

TIER III

$10,000+

.35%

.35%

Quarterly

NOTE: Dividends declared and paid quarterly, except Money Market Checking, and are paid from available earnings. Rates are subject to change as determined by the Board of Directors. Refer to Truth-in Savings disclosure available at each office for specific terms.

**Rate and APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

Roth, Education and IRA Rates as of March 3, 2010


Minimum Balance

Dividend Rate**

APY**

Rate Changes

TIER I

$5-$4,999

.25%

.25%

Quarterly

TIER II

$5,000 - $9,999

.30%

.30%

Quarterly

TIER III

$10,000+

.35%

.35%

Quarterly

NOTE: Dividends declared and paid quarterly, except Money Market Checking, and are paid from available earnings. Rates are subject to change as determined by the Board of Directors. Refer to Truth-in Savings disclosure available at each office for specific terms.

**Rate and APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

Money Market Checking Rates as of March 3, 2010


Minimum Balance

Dividend Rate**

APY**

Rate Changes

TIER I

$5,000 - $9,999

.49%

.49%

Monthly

TIER II

$10,000+

.69%

.69%

Monthly

NOTE: The variable dividend rate and the annual percentage yield (APY) will be indexed to the 3-month T-Bill rate less a variable margin (.5% - 2%) as determined by the Board of Directors. The rate and margin are Subject to change monthly.

**Rate and APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

6 month Certificate Rates as of March 3, 2010


6 Month Certificate*

Dividend Rate**

APY**

$2,500

1.00%

1.00%

$5,000

1.05%

1.05%

$10,000

1.10%

1.10%

**Rate and APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

1 and 2 year Certificate Rates as of March 3, 2010


1 Year Certificate*

Dividend Rate**

APY**

$2,500

1.15%

1.15%

$5,000

1.20%

1.21%

$10,000

1.25%

1.26%

2 Year Certificate*

Dividend Rate**

APY**

$2,500

1.70%

1.71%

$5,000

1.75%

1.76%

$10,000

1.80%

1.81%

**Rate and APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

3 and 5 year Certificate Rates as of March 3, 2010


3 Year Certificate*

Dividend Rate**

APY**

$2,500

2.00%

2.02%

$5,000

2.05%

2.07%

$10,000

2.10%

2.12%

5 Year Certificate*

Dividend Rate

APY

$2,500

2.90%

2.93%

$5,000

2.95%

2.98%

$10,000

3.00%

3.04%

**Rate and APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

IRA Certificate Rates as of March 3, 2010


1 Year Certificate IRA*

Dividend Rate**

APY**

$2,000

1.45%

1.46%

2 Year Certificate IRA*

Dividend Rate

APY

$2,000

2.00%

2.02%

3 Year Certificate IRA*

Dividend Rate**

APY**

$2,000

2.30%

2.32%

5 Year Certificate IRA*

Dividend Rate**

APY**

$2,000

3.20%

3.24%

**Rate and APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

All rates are based on approved credit. Some discounts apply. Rates subject to change.
To view a complete listing of our current rates, please click here.